If you have been injured in an accident, at Moia Law we understand the financial hardships and pain that you may be dealing with.
Personal Injury claims can arise from a variety of different incidents. Although car accidents are of the most common personal injury claims, at Moia Law we have deep rooted experience in handing personal injury cases of all types. Cases that range from rear end motor vehicle collisions, to severe catastrophic semi-truck accidents, to children who are injured at daycare, to patrons who are injured while shopping at a big box store. There is no personal injury case that we cannot handle.
At Moia Law, we have the experience and financial resources to prosecute every type of personal injury claim. No claim is too big and no claim is too small. We are here to fight for you, and to protect you.
No Matter How Big or Small Your Injuries – You Have A Right To Be Compensated.
Under Florida Law, if you have been injured in an accident due to no fault of your own, you are entitled to be compensated for the damages you have suffered as a result – no matter how minor your injuries may seem.
There are different categories of damages that you are entitled to be compensated for following an injury. For example, if you went to the hospital and incurred medical bills as a result, you are entitled to be reimbursed for those medical expenses. Medical expenses are one category of damages that you are entitled to be compensated for following an accident.
Other categories of damages that you are entitled to be compensated for are: future medical treatment that you may require, lost wages, the loss of ability to earn money in the future, and out of pocket expenses, such as property damage to your vehicle or personal belongings.
If you have suffered a permanent injury, such as permanent scarring or a permanent change to your body, you are also entitled to be compensated for another category of damages, which are called non-economic damages. Non-economic damages include pain and suffering, mental anguish, loss for enjoyment of life, and inconvenience. You may be entitled to these damages both in the past and into the future.
The value of your case may depend on the severity of all of your damages. At Moia Law we fight to get you the compensation that you truly deserve for all of the damages you have suffered.
Steps to Take After Being Injured In An Incident
If you have been injured in an incident, whether an auto accident or a premises incident, it is important that you collect evidence right away. Take photographs and/or video of the scene and get contract information from anyone who may have witnessed the incident. It is also important to file an incident report or call the police to make sure the accident is properly documented.
If you have been involved in an auto accident, you must report the accident to your auto insurance company. If you do not report the accident, you run the risk of being dropped by your auto insurance carrier.
Call a personal injury attorney right away. At Moia Law, we will talk you through every step.
Who Is Liable For Your Accident?
The person that caused your accident may be held liable for causing your injuries. For example, the driver of the vehicle that rear-ended you may be held responsible for your damages. There are situations where the driver or the vehicle is different than the owner of the vehicle. Under Florida law, the owner of the vehicle may also be held liable for your damages even if they were not directly involved in the collision At Moia Law, we uncover all liable parties to ensure every person is held responsible.
Other potentially liable parties include negligent mechanics, negligent road construction companies, or the owners of establishments that served excessive alcohol to drunk drivers. We will ensure every liable party pays the compensation it owes.
Even If You Are Partially At Fault, You Can Still Recover:
In some cases, you may be found partially at fault for causing the accident. In this case, your compensation may be affected. That is why it is key to have an experienced personal injury attorney fighting for your rights.
Florida Law follows a modified comparative negligence law, which reduces your compensation in proportion to your share of the fault. You are not entitled to recover compensation if you are more than 50 percent at fault for the accident. This gives the insurance company a vested interest in blaming you for the accident. For this reason, you should never accept an assignment of fault by the insurance company. In fact, you should only accept a finding of fault as determined by your personal injury attorney.
Even if a police officer has found you at fault for an accident, you should still contact a personal injury lawyer. You can always fight a police officer’s findings. At Moia Law, we know how to investigate cases to ensure fault is properly apportioned.
Even if you think you were at fault for an incident – do not hesitate to call us at Moia Law. We have the knowledge and skill necessary to help fight for you even if you were partially at fault.
How Auto Insurance Covers You After An Accident
If you have been injured in an auto accident, there are different types of auto insurance converges that may apply to your case. Sifting through the many different types of insurance can be overwhelming an confusing. Let us take that stress off your hands.
Florida’s PIP Coverage
Florida is called a “no fault” state, which simply means that no matter whose fault the accident is, your auto insurance carrier will pay for your initial medical bills. This is called your Personal Injury Protection, or PIP coverage. Under most policies in Florida, your PIP coverage will pay up to $10,000.00 of your initial medical bills.
For example, if you go to the hospital or an urgent care after being involved in an accident, your PIP coverage will help pay for those bills. It is important to note that PIP pays 80% of a bill. You or your health insurance company will be responsible for the 20% balance. That is where we step in to help you. You have a right to be compensated for any medical bills or balances you may owe following an accident.
Bodily Injury Coverage
The next place we look to get you compensated for your damages is the at-fault person’s auto insurance. If the at-fault party has Bodily Injury coverage through their auto policy, we will seek payment for your damages under their auto policy.
Underinsured Motorist Coverage
In Florida, people are not required to have Bodily Injury coverage under their auto policy If the person who hit you does not have any Bodily Injury coverage, the next place we look to get you compensated is your own auto insurance. If you have what is called “underinsured or uninsured motorist” coverage, we will seek payment for your damages under your underinsured motorist policy.
This is one of the most important coverages to have because many people in Florida do not have bodily injury coverage to cover you if you have been involved in an accident.
Premise Liability Insurance
If you have been injured on someone’s property, their homeowner’s insurance or the business’s property insurance policy may also cover you for the damages you suffered due to the unsafe premises.
For example, if you are injured at a big-box store, that store will have an insurance policy that may apply to compensate you for your damages.
Insurance coverages can be complex and confusing. Often times, the at-fault party may even try to hide the fact that they have certain types of insurance. Having an experience personal injury lawyer to help you navigate the complexities of insurance is key. At Moia Law, we know how to uncover all insurances that may apply to get you the maximum compensation you deserve.
The Importance of Seeking Medical Treatment Right Away
If you have been injured in an accident, is it important that you seek medical attention right away. Even if you feel your injuries are minor, injuries have the potential of getting worse over time.
Seeking medical treatment as early as possible helps preserve and strengthen your personal injury claim. If you wait too long to seek treatment, the other side may try to claim that your injuries were not caused by the accident.
It is also important to note that in Florida, you must seek medical treatment within 14 days of the auto accident in order to qualify for your PIP benefits.
How Much Is Your Case Worth?
The value of your case depends largely on the severity of your injuries and the circumstances surrounding your incident. It can be difficult to determine the value of your case until after you begin medical treatment,
The hope is that every injured client heals and recovers; however, if you require extensive medical treatment in the weeks or months, or even years following the crash, this will impact the value of your case.
For example, if you need a shoulder surgery after tearing your rotator cuff in an auto accident, the at-fault party is responsible to pay for that surgery. The cost of that surgery increases the overall value of your case.
Another example is if you work as a nurse, or a plumber, or an electrician, and you miss time from work due to your injuries, you have a right to be compensated for your lost wages. This also increases the value of your case.
Every personal injury case is different. During our free consultation, we will discuss the potential value of your case with you. At Moia Law, we have the experience, knowledge, and skill that it takes to maximize your recovery.
You Will Not Pay For Your Lawyer Unless We Win
You do not have to worry if you cannot afford an attorney. At Moia Law, you do not owe us a dime unless we recover money for you. We work under what is called a “contingency fee”. What this means is you do not pay for our services unless we recover money for you.
If we do not win your case, you owe use nothing. Zero.
There is Zero Risk In Hiring A Personal Injury Lawyer
With our “no fee unless we win” policy, there is no risk in hiring a personal injury lawyer to protect your rights.
If we feel you do not have a winnable case, or there is no insurance to cover you for your losses, we will simply withdraw from your case. You will never owe us any money unless we recover money for you.
As such, there is no risk in hiring a personal injury attorney.
The Importance of Hiring a Local Law Firm
At Moia Law, Brevard County is our home. We know the streets you travel on and the businesses where you shop. Our founder, Alexa Moia, was born and raised in Brevard. She knows the local law enforcement officers and the judges.
Her deep roots allow for zealous advocacy that you cannot get at a big, non-local law firm.
At Moia Law, you will get the local, personalized attention that you deserve. You will never be just a number in our system. Once you become part of our Moia Law family, you stay family forever. We are always here to help you in your time of need.
Contact Us For A Free Consultation
Call Moia Law if you have been injured in an accident. During your free consultation, we will discuss your personal injury case. We will explain in depth how we can help you through this difficult time.
Again, you do not owe us any money unless we recover money for you. Let us take the legal stress off your hands.
We are here to fight for you. Let us put our skills and knowledge to work for you to help you get the compensation you truly deserve.
Call Moia Law at 321-447-MOIA.
Moia Law. Local Roots. Personal Justice.
